Life happens—and when it does, KCCU’s Ready Cash Loan has your back. Whether it’s an emergency expense, car repair, or a surprise bill, the Ready Cash Loan gives you fast, affordable access to the money you need.
Why choose Ready Cash?
- Fast approvals – so you’re not left waiting
- Flexible repayment options to suit your budget
- Lower rates than payday lenders
Product Design
- Available to members
- 3-12 months repayment period
- Maximum loan amount $2000.00
- Interest rate of 12% on the reduced balance
- Same day processing
- Top ups available
- Service charge- $30.00
Qualifying Criteria
- Employments > 1 year
- Direct Deduction
- Membership (if not a member, membership can be completed at loan appointment)