About KCCU

Kingstown Co-operative Credit Union Ltd — Serving St. Vincent and the Grenadines for more than 62 years

About KCCU

Serving St. Vincent and the Grenadines for more than 62 years — the oldest credit union in the nation.

We are an association of people — Members — who have joined together to pool our savings and provide ourselves with financial services.

The Kingstown Co-operative Credit Union Ltd was registered on April 12th, 1958, making us the oldest credit union in St. Vincent and the Grenadines. We operate from our main branch on Granby Street, Kingstown, with sub-branches serving members at Mesopotamia, Bequia, Canouan, and Union Island. KCCU is owned, financed, and democratically controlled by its members.

1958

Founded

5

Branches across SVG

100%

Member-owned

Our Mission

To promote and provide affordable, high-quality financial services, principally geared towards the needs and development of our members and the people of St. Vincent & the Grenadines.

Our Vision

To be the leading financial institution providing high-quality, affordable financial and related services in St. Vincent and the Grenadines.

How to become a member

1
Complete the form Download the membership application or pick one up at any branch.
2
Bring your documents Two photo IDs, a job letter or salary slip, and proof of address.
3
Pay the joining fee $405 — 60 qualifying shares plus admin and equity contributions.
4
Get approved Your application is reviewed by the Board of Directors.

What you'll need

  • Two (2) pieces of photo identification. If you only have one, a notarized letter from a Justice of the Peace or a lawyer is required.
  • A recent job letter or salary slip. Self-employed applicants may provide income statements, bank statements, or a certificate of business registration.
  • Proof of address. A utility bill in your name or a letter from a landlord or parent is acceptable.
  • The joining fee of $405 (see breakdown below).

What it costs to join

One-time joining fee $405
Qualifying shares (60 × $5)$300
Administrative / joining fee$5
Equity shares$100

Optional add-ons

Death Benefit Plan (yearly) — pays out $7,500 to your beneficiary$50
ATM card (per card)$10
Regular shares savings (monthly)$25
Other savings accounts (monthly)$25

Your membership application is reviewed and approved by the Board of Directors.

Ready to become a member?

Download the membership form and start your journey with KCCU today.

Download Membership Form →

Governance & Bye-laws

PDF
Bye-laws of Kingstown Co-operative Credit Union Ltd The full governing document of KCCU, available for download.
Download →
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