At KCCU, our Mortgage Loans offer inexpensive financing to help you purchase, build, or renovate your home OR purchase land. With flexible terms and easy-on-the-pocket rates, we’re here to support U every step of the way. Whether you’re a first-time buyer or looking to upgrade, we make homeownership/land purchase easier and more accessible. Start building your future with KCCU today.
- Land Purchase
- House Construction
- Major House Renovation and Extension
Rates and other terms are subject to change from time to time without notice.
Requirements Construction/Major Renovations
- Approved Plan
- Certified Estimates (quantities)
- Quantitative Surveyor Report (certified)
- Title Deed
- Surveyor’s Site Plan
- Property Valuation
- Completion Value
- Employment letter
- Current Salary slip
- Last 2 years Financial statements (self-employed)
- Photo identification
- Life Insurance
- Property Insurance
- Salary Assignment/Direct Deductions
- Equity 10% or more
- Contractors Al Risk (insurance)
- Contractors Schedule
Requirements Land/Property Purchase
- Property valuation
- Vendor’s Letter
- Title Deed
- Surveyor’s Site Plan
- Employment letter
- Current Salary slip
- Last 2 years Financial Statements (Self-employed)
- Photo identification
- Life Insurance
- Property insurance
- Salary Assignment/Direct Deductions
- Equity 10% or more