Aims to assist members by offering a package with special terms and conditions, designed specifically to safeguard against the effects of natural disasters.  This includes the purchase and installation of tanks, generators, solar units, shutters, roof guttering, the construction of retaining walls and drainage systems and any other protective measures pre and post disaster.  

Product Design

  • Loan Range: Unlimited –Maximum unsecured $30,000.00
  • Interest Rate: 8% reducing balance
  • Repayment Period: 60 months
  • Fees: $200.00
  • Compulsory savings: $100.00 shares minimum
  • Direct Deduction
  • Share requirement: 5% of request
  • Loan must be related to disaster preparedness


  • Membership with death benefit or medical
  • Employment: 2 years or more
  • Direct Deduction
  • Documents: Job letter, pay slip
  • Details of request: Invoices, estimates etc.
  • Planning approval where necessary
  • Security in excess of $30,000



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