The KCCU Christmas loan product would be made available to members during the period October 5  – December 31.

Kindly note the product details.

Loan Range $3000 - $5000
Interest Rate 12% reducing balance
Repayment Period Maximum 24 months
Fees $100.00
Compulsory savings $50.00 minimum


  • Open to new members
  • No payment until January of next year- New Loans only


  • Membership
  • Employment > 2 years
  • Direct Deduction from a reputable company
  • Documents - Job letter and payslip
  • Details of request (where applicable)
  • Credit Checks

KCCU terms and conditions do apply.


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