The KCCU Christmas loan product would be made available to members during the period November 1– January 15.

Kindly note the product details.

 Product Name  CASHMAS
Loan Range $3,000 - $15,000
Interest Rate 9.5% reducing balance
Repayment Period Maximum 36 months
Fees $100.00
Compulsory savings $50.00- $100.00 range monthly 

 

  • Open to new members
  • No payment until January of next year- New Loans only

Top-Up Feature

  • A TOP-UP feature is available to existing members with any Christmas Loan prior
  • These loans are not subject to any repayment waivers
  • Loans granted on top ups should not exceed a full loan value of $15,000.00
  • Repayment period should not exceed 36 months

Qualifiers

  • Membership
  • Employment > 2 years
  • Direct Deduction from a reputable company with an existing deduction history
  • Documents - Job letter and/or pay slip, verification of purpose (where applicable) such as invoices and estimates
  • Credit Checks

KCCU terms and conditions do apply.

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